Loan EMI Calculator
Use our interactive calculator to estimate your Monthly EMI installment, total interest payable, and total repayable amount.
Gold Loan 8.50% Interest Rate
Unlock the value of your idle gold ornaments with our fast, hassle-free Gold Loan scheme. It offers immediate cash to meet your crop seeds, business requirements, or medical emergencies.
Features & Benefits:
- Highest loan-to-value ratio as per RBI directives.
- Minimum valuation paperwork with instant spot checks by in-house experts.
- Flexible repayment structures including Bullet Repayment options.
- Safe and secure storage of gold ornaments in strong vaults under 24/7 CCTV vigilance.
Personal Loan 11.00% Interest Rate
A secure credit option for salaried employees, government officials, or professionals with fixed monthly income. Personal loans help fund family weddings, educational fees, or home renovations.
Features & Benefits:
- Clean credit terms with competitive interest rates (11.00% p.a.).
- Quick approval timelines after KYC and payroll document verification.
- Flexible EMI repayment tenures up to 60 months (5 years).
- Zero hidden charges; full transparency in calculations.
Cash Credit / Overdraft (CC) For Business Capital
Provide liquidity for your business or retail store. Cash Credit gives you credit limits based on your business turnover, inventory stocks, or book debts, allowing you to draw funds as needed.
Features & Benefits:
- Interest charged only on the actual amount drawn, not the full sanctioned limit.
- Ideal for meeting trade working capital cycles and inventory purchases.
- Renewed annually based on credit performance and stock statements.
Home / Property Loan 9.00% Interest Rate
Construct, purchase, or renovate your home. Our Home Loan scheme features long repayment horizons and competitive rates to help you construct a permanent family asset.
Features & Benefits:
- High loan quantum limits based on property valuations.
- Flexible tenures extending up to 20 years to reduce monthly EMI loads.
- Lower interest rates starting from 9.00% p.a.